WHAT IS AUTO INSURANCE AND BENEFITS
Auto insurance (also known as vehicle / car / motor insurance ) is insurance purchased for cars, trucks, and other road vehicles. Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Its primary objective is to provide protection against physical damage resulting from traffic collisions and against liability that could also arise there-from. Who is covered by my auto insurance—and under what circumstances? Your auto policy will cover you and other family members on your policy, whether driving your car or someone else’s car (with their permission). Your policy also provides coverage if someone who is not on your policy is driving your car with your consent. Your personal auto policy only covers personal driving, whether you’re commuting to work, running errands or taking a trip. It will not provide cov...